Chiang Mai ยท Thailand
Finding Clarity
with Your Finances
Practical, unhurried budgeting courses for adults over 40 โ designed around real life in Thailand, without pressure or jargon.
What We Offer
Three Courses, One Clear Path
Each course builds on the previous, letting you move at your own pace โ or join the one that fits where you are right now.
Building Your First Personal Budget
A patient course for those who haven't maintained a structured budget before. Covers income tracking, expense categories, and budgeting methods that fit your lifestyle.
- Two live sessions included
- Budgeting starter kit & templates
- Monthly review calendar
Optimizing Spending and Saving Patterns
For those who have a budget and want to refine it. Covers spending audits, savings targets, Thai banking automation, and adjustments for irregular income.
- Three coaching sessions
- Savings acceleration worksheet
- Quarterly review template
Long-Range Financial Planning Through Budgeting
Extends your budgeting practice into multi-year planning โ covering healthcare costs, property upkeep, and family financial coordination.
- Five sessions + two advisory calls
- Multi-year planning spreadsheet
- Three-year roadmap capstone
Why Withaya
Learning That Respects Where You Are
We meet you at your current point โ whether you're starting fresh or fine-tuning what's already working.
Your Own Pace
No pressure to keep up with a class. Sessions are designed with time to reflect, ask, and apply what you're learning.
Thailand-Specific Context
Content accounts for Thai banking, seasonal expenses, and the cost of living patterns common in northern Thailand.
Without Judgement
Past financial habits are not a starting point for criticism. This is a practical, forward-facing space for building new patterns.
Practical Templates
Every course includes worksheets, spreadsheets, and review tools you'll use beyond the classroom, not just during it.
Live Coaching Sessions
Direct access to a course facilitator who can answer your specific questions โ not pre-recorded content left on its own.
A Clear Progression
The three courses form a thoughtful sequence. Each builds naturally on the previous, so progress feels steady and connected.
Ready When You Are
A Clearer Financial Picture Starts With One Conversation
Reach out to ask about the right course for where you are now. We're happy to talk through your situation before you commit to anything.
Common Questions
Things People Often Ask
Do I need any financial background to join Course 1?
Not at all. The first course is built for people who have never worked with a formal budget before. The only starting point is a willingness to look at your income and spending with some honesty.
Are the courses held in person or online?
Sessions are held at our Chiang Mai location on Chiang Mai-Lampang Road. We may also offer selected sessions online for participants based outside the city. Please enquire for current availability.
Can I take Course 2 without completing Course 1?
Yes, if you already have a working budget in place and are looking to refine your approach, Course 2 can be taken independently. We suggest a brief conversation with us beforehand to confirm it's a good fit for your current situation.
What does the price include?
Each price covers all live sessions, any included coaching calls, and the worksheets or planning tools described for that course. There are no add-on fees for the standard course content.
How long does each course take to complete?
Course 1 typically spans two to three weeks. Course 2 runs over four to five weeks, accounting for coaching sessions. Course 3 is structured across approximately eight to ten weeks, which allows time for the multi-year planning capstone to develop meaningfully.
Is the content suitable for couples or households?
Course 3 in particular includes a section on coordinating household financial goals with a partner or family. For Courses 1 and 2, attending as a couple is possible โ please let us know when you enquire so we can accommodate you properly.
Visit Us
Our Location in Chiang Mai
56 Chiang Mai-Lampang Road, Mueang, Chiang Mai 50000
Contact
Get in Touch
No obligation โ just a conversation about what you're hoping to work on and which course might suit you.
Contact Details
Phone
+66 87-241-5938Address
56 Chiang Mai-Lampang Road
Mueang, Chiang Mai 50000
Thailand
Working Hours
Monday โ Friday: 9:00 am โ 6:00 pm
Saturday: 10:00 am โ 3:00 pm
Sunday & Public Holidays: Closed