Participant Experiences
What People Said After Their Courses
Feedback from adults in Chiang Mai who have completed Withaya courses — in their own words, with honest accounts of what helped and what they took away.
Back to Home340+
Adults completed at least one course
4.8
Average satisfaction score out of 5
92%
Still using their budget three months later
6
Years of continuous delivery in Chiang Mai
Participant Reviews
From the People Who Attended
Siriporn Lertsakul
Chiang Mai · Course 1
"I was hesitant to attend because I thought I might be embarrassed about how little I knew. I wasn't. Pattarawit creates a space where you can be honest about your situation without it feeling like a problem. I've been using my budget for four months now and I'm still going."
February 2025
Wichai Phoomchan
Mae Rim · Course 1 & 2
"Course 2 was where things really clicked for me. I had a basic budget from Course 1, but I wasn't actually looking at it every month. The spending audit was uncomfortable but useful — it showed me exactly where money was going without me noticing. The savings automation guide was also genuinely practical."
January 2025
Nanthawan Khuanwiset
Chiang Mai · Course 3
"My husband and I attended Course 3 together. The section on coordinating financial goals within a household was exactly what we needed — we had different ideas about priorities that we'd never really put on paper before. Having a facilitator guide the conversation made it much easier."
March 2025
Anan Thongchai
Doi Saket · Course 1
"I'm a rice farmer with seasonal income, and I was worried the course wouldn't address my situation. It did. The part on budgeting around irregular income was directly relevant, and the templates are designed to work with months that look very different from each other."
February 2025
Pimolrat Suwannarat
San Kamphaeng · Course 2
"The coaching sessions were the most valuable part for me. I could ask about my own situation — my freelance income, my mother's care costs — and get a response that was actually relevant. Generic course content doesn't do that."
January 2025
Boonchai Wongsawat
Chiang Mai · All Three Courses
"I completed all three courses over about a year. Looking back, Course 1 gave me the foundation, Course 2 made me consistent, and Course 3 helped me see past the end of the month for the first time. The three-year roadmap I built in Course 3 is still on my wall."
February 2025
Case Studies
Three Participant Journeys
Case Study 01 · Course 1
A retired teacher in Chiang Mai, managing household expenses alone for the first time
The Situation
After retiring at 62, Malee found herself managing a household budget that had always been handled jointly with her husband. She had never tracked expenses in a structured way and wasn't sure where to start.
What Helped
Course 1 gave her a method for categorising her pension income and separating recurring costs from one-off expenses. The monthly review calendar helped her stay consistent rather than starting fresh each month.
Three Months Later
She was tracking expenses monthly, had identified one regular cost that was no longer needed, and reported feeling significantly less uncertain about her financial situation day-to-day.
Case Study 02 · Courses 1 & 2
A guesthouse owner in Mae Rim with highly seasonal income patterns
The Situation
Running a small guesthouse meant that income varied significantly between tourist season and the quiet months. Standard budgeting advice based on a consistent monthly income didn't apply well to his situation.
What Helped
Course 1 established a base budget. Course 2's section on irregular income and the savings automation guide allowed him to set aside a portion of high-income months automatically, smoothing out the leaner periods.
Six Months Later
He had automated savings into a separate account during peak months, which covered three months of normal expenses by the time the quiet season arrived. The buffer was his first of that kind.
Case Study 03 · All Three Courses
A couple in Chiang Mai planning around healthcare costs and a daughter's university education
The Situation
With two large future expenses approaching — university tuition and one partner's planned medical procedure — they needed to plan beyond month-to-month and coordinate their financial goals as a household.
What Helped
Courses 1 and 2 built the foundation. Course 3's forecasting section and the advisory calls gave them the structure to plan for both future expenses simultaneously without either dominating the other.
One Year Later
The three-year roadmap they built in Course 3 is reviewed quarterly. Both future expenses are now accounted for in separate savings allocations, and they have a shared view of their household's financial direction for the first time.
Ready to Ask About a Course?
We're happy to have a conversation before you decide anything.
Phone
+66 87-241-5938Address
56 Chiang Mai-Lampang Road
Mueang, Chiang Mai 50000
Hours
Mon–Fri: 9am–6pm
Sat: 10am–3pm
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Every enquiry is answered personally. We're happy to discuss your situation and which course would be the right fit, without any pressure to commit.
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